Georgetown, Sun City and Austin Area Horse Properties real estate and homes for sale in Texas - Patty Haug, REALTOR® Patty Haug REALTOR(r) for Georgetown, Sun City and Austin Area Horse Properties, Texas real estate - NUMBER1EXPERT™ Patty Haug NUMBER1EXPERT(tm) for Georgetown, Sun City and Austin Area Horse Properties, Texas real estate

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Patty Haug, REALTORŪ, real estate agent and broker for Georgetown, Sun City and Austin Area Horse Properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 512-775-4973 or toll free 800-506-3042.


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Mortgage Prequalification: Georgetown, Sun City and Austin Area Horse Properties Texas home buying, real estate listings, and homes for sale in Williamson                     County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Georgetown, Sun City and Austin Area Horse Properties Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Buying Land and New Construction >Buying New or Buying Old

New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation.

Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace.

New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975.

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Real Estate Trivia
Q 
What is the longest construction time for a private residence?

A 
The Winchester House in San Jose, CA, was under construction for over 38 years.
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Patty Haug, REALTORŪ, real estate agent and broker for Georgetown, Sun City and Austin Area Horse Properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Patty Haug
Patty Haug, Realtors

116 Spanish Oak Drive
Georgetown, Tx 78628
512-775-4973
Fax: 512-863-7811
Email: pattyhaug@NUMBER1EXPERT.com

I am a native Texan with 27 years' real estate experience. I specialize in the areas of Georgetown, Round Rock, Sun City, Foreclosures, and Horse Property in Williamson County.

ABReProEqual HousingERCMLSREALTORRELOSRESwcr


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